Refund Policy

Effective Date: Oct 28 2025

Last Updated: Oct 28 2025

1. Overview

This Refund Policy outlines the payment terms and conditions for all memberships, subscriptions, and event registrations offered by Canadian Association of Self Employed Persons] (“we,” “our,” or “the Group”) through the Canadian Association of Self Employed Persons (“the Site”).

By purchasing a membership, subscription, or event ticket, you (“Member,” “you,” or “your”) acknowledge that you have read, understood, and agree to this Refund Policy, as well as our Terms and Conditions of Use and Privacy Policy.

2. No Refund Policy

All payments made to Canadian Association of Self Employed Persons are non-refundable.
This includes, but is not limited to:

Membership fees (monthly, annual, or lifetime),
Event or workshop registration fees,
Sponsorship or advertising payments, and
Any digital products or downloadable materials provided through the Site.

Once payment is processed, it cannot be cancelled, reversed, or refunded — regardless of usage, participation, or account status.

3. Membership Cancellation

You may cancel your membership or subscription at any time by contacting us at casep1@gmail.com.
Upon cancellation:

Your access to member-only areas or benefits will end at the close of your current billing period, and
No partial or prorated refunds will be issued for the remaining time on your membership.

Automatic renewals can be turned off at any time before the next billing cycle.

4. Exceptions (if applicable)

Refunds may only be considered in limited exceptional circumstances, such as:

Duplicate billing or accidental multiple charges,
Demonstrable billing error on our part, or
Service unavailability due to a verified technical issue lasting more than 14 consecutive days.

Requests for review must be submitted in writing within 14 days of the charge to casep1@gmail.com.
Approved refunds, if any, will be issued at our sole discretion and processed within 10–15 business days.

5. Digital and Membership Services

All memberships and online content are delivered electronically.
Because access is granted immediately upon payment, it is considered consumed once access is provided, and therefore non-refundable under applicable Canadian e-commerce laws.

6. Event Registrations (if applicable)

Event or workshop fees are also non-refundable.
If you are unable to attend a paid event:

You may transfer your registration to another participant by notifying us in writing at least 48 hours before the event start date, or
Request that your registration be applied as a credit toward a future event, if available and approved by the organizer.

7. Failed Payments

If a payment fails or is reversed by your financial institution:

Your membership access may be suspended until the outstanding balance is cleared, and
You remain responsible for any unpaid amounts.

8. Contact Information

If you have questions or concerns about this policy, please contact:
Steve Thompson
Canadian Association of Self Employed Persons
📧 Email: casep1@gmail.com

9. Acknowledgment

By purchasing a membership, subscription, or event registration, you acknowledge and agree that:

You have read and understood this Refund Policy,
You understand that no refunds will be provided under normal circumstances, and
You accept full responsibility for all payments made under your account.

10. Legal Notice

This policy is governed by the laws of the Province of Nova Scotia, and the laws of Canada applicable therein.
Nothing in this policy affects your statutory rights under applicable Canadian consumer protection legislation.